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RV insurance that’s got you covered, site to sight

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Built for Canadian adventure. backed by Canadian expertise.

From fire pits to scenic lookouts and beyond, the right coverage helps you stay prepared and protected, wherever you find adventure across our great country.

Co-operators, the official Canadian insurance partner of KOA, offers convenient, tailored plans, so you can relax on and off the campground – knowing you’re backed by a homegrown insurer that’s been looking out for Canadians for more than 80 years.

Ride and reside with confidence

Co-operators insures a wide range of recreational vehicles, including:

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Trailers and Campers

Any 2- or 4-wheeled, non-motorized vehicles that are designed to be towed by other vehicles, including travel and person-use utility trailers, hardtop and soft-top tent trailers, and campers.

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Motorhomes*

Motorized vehicles designed for recreational travel and accommodation, such as trucks equipped with a non-detachable camper body, as well as converted buses and vans.

*Policies for motorhomes are not available to purchase online. Call 1-888-596-9850, for Quebec call 1-877-650-9693

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Other Adventure Vehicles

Like motorcycles, dirt bikes, mopeds, ATVs and snowmobiles.

Prefer to speak with someone? Call us at 1-888-596-9850 (or in Quebec call 1-877-650-9693).

Tailored protection when you need it

Co-operators recreational vehicle insurance protects you through:

  • Collision coverage to repair or replace your recreational vehicle if it is damaged in a collision.
  • Comprehensive coverage to protect against non-collision-related losses to your trailer, like from theft, hail or flying objects.
  • Third-Party Liability to cover your obligations for causing injuries or property damage.**
  • Accident Benefits to provide medical-expense and loss-of-income payments, regardless of who was at fault in a collision.**
  • Uninsured Auto to cover your expenses if you’re injured by a fleeing or uninsured motorist.**
  • Direct Compensation Property Damage to compensate you for damages to your trailer or camper for which you are not at fault.**

**For stand-alone trailers and campers, this coverage extends from the towing vehicle’s insurance (whether the towing vehicle is insured with us or not).

Auto insurance is underwritten by Co-operators General Insurance Company. Not all products are available in all provinces. This material is provided for informational purposes only. Please refer to your policy for applicable coverage details, limitations, and exclusions. In Quebec, a licensed insurance advisor is a Financial Security Advisor or a Representative. Co-operators General Insurance Company is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please refer to our privacy policy for more information. Co-operators® is a registered trademark of The Co-operators Group Limited and is used with permission.

©2025 Co-operators General Insurance Company

cooperators.ca | 1-800-265-2662